Loan advisory team in Shah Alam
Loan rejected?Debt getting heavier?Talk to our team first.
We check your CCRIS, DSR, cash flow and commitments, then show you what actually fits. Not just "approved or rejected".
Free consultation. No pressure to take a loan.
- Free first check
- No upfront fee
- Reply within 24 hours
What's your situation?
Tap one. WhatsApp opens with it already typed in.
Tidus Tan
Sales Manager
Brandon Lee
Co-Founder
Ashley Ang
Founder
Michael Tan
Sales Manager
Nicholas Lim
Marketing Manager
Ron Tan
Loan Consultant
Nick Low
Loan Consultant
Tan Ee Kai
General Manager
Winny Tan
Loan Consultant
Charles Liew
Loan Consultant
- Years of combined team experience
- 10+
- Clients helped
- 3,000+
- Financing pathways
- 6+
How it works
- 1
We check where you stand
Your monthly commitments, CCRIS, existing loans, credit cards, income and cash flow.
Within 24 hours
- 2
We lay out realistic options
Refinance, debt consolidation, restructuring, or fixing your profile first. Our fee is explained in writing before any work starts.
Options in writing
- 3
You plan the next step
What to do first, what to avoid, and which documents to prepare if you go ahead. The bank or lender makes the final decision.
You decide
Real clients, real paperwork
We sit down with every client to go through the documents. Faces are blurred to protect their privacy.
Find our office on Google Maps
Why people are comfortable asking us first
We don't push you into a loan
We check first whether a loan actually helps you. We don't push one just for commission.
We explain in plain language
No confusing bank jargon. We explain until you really understand your options.
We look at the whole picture
Not just one loan. We look at your full cash flow so the decision is a sound one.
Made for people who like to ask first
If you prefer to understand before you decide, you're in the right place.
“A loan isn't just approved or rejected. What matters is whether it really helps you, or adds a new burden.”
Banks we help clients apply to
- Hong Leong Bank
- KPKT-licensed moneylenders
We are an independent advisory company. We are not appointed by or affiliated with any bank, and the logos belong to their owners. Each bank makes its own approval decision.
Know who you are dealing with
Loan scams are common in Malaysia. Here is exactly who we are, how we charge and how to check that you are really talking to us.
We are not a lender
STS Wealth Care Sdn. Bhd. is a loan advisory agency. We do not lend money. Your loan is approved and paid out by the bank or KPKT-licensed moneylender — never by us.
How our fee works
Your first assessment is free. If you want us to proceed, our fee is explained and agreed in writing before any work starts. No upfront payment to "unlock" a loan.
Check it is really us
Our official line is the number below. Payments to us go only to the company account in the name of STS Wealth Care Sdn. Bhd.
- Official WhatsApp / phone
- 011-2761 6073
Questions people ask before they start
We believe in total transparency. If you have more questions, don't hesitate to contact our team.
Still have a question? Ask us on WhatsAppNot sure whether to borrow, refinance or sort out your debt? Ask us first.
Don't make money decisions in a rush. Check first, so you can see your options clearly.
011-2761 6073
Monday to Friday, 10:00am to 5:00pm. We reply within 24 hours.